Blog

How Long after Bankruptcy should I wait before Applying for a Mortgage?

How Long after Bankruptcy should I wait before Applying for a Mortgage?

Going through a bankruptcy, either personally or with your business, can affect your ability to qualify for a mortgage. Your credit score may drop, and you may need to wait before applying for a home loan. It all depends on the size of your down payment a

Feb 27, 2019 | Mortgages Bankruptcy Apply

Should I Choose a Cash-Out Refi or HELOC?

Should I Choose a Cash-Out Refi or HELOC?

When you need a chunk of cash for a project, your home may be the best source of funding. Fortunately, you do not need to sell your home to take advantage of your equity. There are two popular and practical ways to pull cash out of your home: a cash-out r

Feb 20, 2019 | Refinancing a Home HELOC

What is the Right Mortgage for Buying a Fixer-Upper?

What is the Right Mortgage for Buying a Fixer-Upper?

You have found your dream house but it will take significant work to make it a home. You do not have cash in savings to pay for both a down payment and the repair costs. Not to worry - this is not a hopeless situation. Fortunately, there are two types of

Feb 13, 2019 | FHA Loans Purchasing a Home

What Are Mortgage Points?

What Are Mortgage Points?

If you have ever checked out the current status of mortgage interest rates, you may have seen the average points listed next to the rates. What are these points and how do they affect your interest rate? Points Defined Mortgage points, or discount point

Feb 06, 2019 | Interest Rates Conventional Loans Fixed Rate Mortgages

Things to remember when buying a home

Things to remember when buying a home

There is so much to do when buying a home, don't forget the details! SOME THINGS TO REMEMBER WHEN MOVING INTO YOUR NEW HOME CHANGE THE LOCKS You don't know the whereabouts of past tenants' keys.   UPDATE YOUR ADDRESS For voter regis

Feb 05, 2019 |

Bank statements and deposits

Bank statements and deposits

When applying for a mortgage, the banks want to know where your money is coming from. Copies of your bank statements are always necessary in the pre-approval process. Here are some tips for making sure that you are prepared.  Always provide ALL nu

Jan 31, 2019 |

« Previous 1 2 ... 52 53 54 55 56 57 58 ... 61 62 Next »